Kentucky’s Housing Supply Gap
Kentucky’s housing market faces a significant gap between available housing and the needs of residents. Explore our data, reports, and resources to understand the challenge and learn how you can help accelerate housing production in the Commonwealth.
Understanding the Gap
Kentucky’s housing market faces a complex challenge: a significant housing supply gap between available housing and the needs of residents.
To determine the severity of the housing supply gap, in 2024, Kentucky Housing Corporation, with the help of Bowen National Research, conducted the Kentucky Housing Supply Gap Analysis. This provided us with a tool to provide housing providers, developers, local leaders, and nonprofit organizations a better understanding of the state of the housing market.
Additional information, reports, and data about the Kentucky Housing Supply Gap Analysis is available under the Data and Graphics tab above.
Key Takeaways
- The housing supply shortage is Kentucky's most pressing housing issue.
- All 120 counties are facing a housing gap.
- It is equally spread among rental and for-sale units, meaning Kentuckians are struggling to find available housing no matter what type of home they want.
- Affordable units for 30% AMI and below make up more than 50% of the rental gap in 2024 and 2029.
- While the housing supply shortage more greatly impacts lower income Kentuckians, there are gaps across the entire income spectrum.
Know Your Numbers
We’ve provided the interactive visualization tool below using Tableau to break down the Housing Supply Gap Analysis on a statewide and county level. Use the dropdown menus below to select 2024 or 2029 data, as well as select a specific county.
For more information on how to use the visualization below, check out the “How to Use Tableau” video.
Kentucky Housing Supply Dashboard
To better understand how the current housing gap is impacting Kentucky households and the statewide efforts to close the gap, we created the Kentucky Housing Supply Dashboard.
Within it, we’ve provided information on permit activity, home price and income analysis, and housing affordability by common occupations. The Kentucky Housing Supply Dashboard will be updated on an annual basis.
Downloadable Graphics
Use these graphics to share information about Kentucky's housing needs.
- 2029 Projected Housing Needs
- 2024 Housing Needs
- The Housing Spectrum
- The Housing Continuum
Housing Acceleration
Do Something Now
Across the country, community leaders, developers, non-profits, and others concerned about the housing supply gap in their communities are working together to create roadmaps to accelerate the housing supply. Communities in Kentucky can do this too.
Request a Presentation
Gather community leaders, developers, non-profits, and others interested in learning more about the housing gap and KHC will present the Housing Supply Gap for your county. We’re happy to present in-person or virtually.
Stay Up to Date
By staying informed, you'll gain valuable insights that can empower agencies, housing providers, developers, non-profits, and policy-makers to make informed decisions. Click the link below to see recent newsletters.
Helpful Resources to Accelerate Housing
Presentations
KHC is offering county-specific housing supply gap data presentations free of charge. Presentations can be virtual or in-person, click the link below to request KHC present at your event.
Upcoming
Register for our upcoming events and webinars by selecting an option below.
Previously Recorded Presentations
April 2026 - Meetings with Kentucky Federal Legislators
March 3, 2026 - Opportunity Zones 2.0 How to Apply for Census Tract Designation
February 11, 2026 - Kentucky Housing Supply Trends: A Data Dashboard Review
August 20-21, 2025 – Kentucky Affordable Housing Conference Presentations
- Plenary Luncheon – Home for All
- Neighborly Insights – How Indiana's READI and RIF Program Accelerate Housing
- Local Collaborations to Accelerate Housing Supply – Part 1
- Local Collaborations to Accelerate Housing Supply – Part 2
- Home for All – Northern Kentucky's Blueprint for Collaborative Efforts toward Accelerating Housing
- Step by Step Guide
- Gather Data and identify Needs
- Assemble Committees
- Coalition Committee Member Commitment and Responsibilities
- Financing and Policy Committee - Purpose and Objectives
- Awareness and Community Engagement Committee – Purpose and Objectives
- Existing Income-Aligned Housing Committee – Purpose and Objectives
- New Development Committee – Purpose and Objectives
- Communications Plan
- Finalize and Release Report