Partners > Mortgage Lending Partners > Down Payment Assistance and Tax Credits

​​​​​​​​​KHC offers several options that other loans don't offer such as our down payment assistance and tax credits. These programs not only make it possible for those that may not otherwise be able to buy a home eligible to do so, they also make homeownership more affordable for those Kentuckians.

Down Payment Assistance

We recognize that down payments, closing costs, and prep​aids ​are stumbling blocks for many potential home buyers.​​​​ ​​KHC's Down payment Assistance Programs (DAPs) provide an path around those barriers to homeownership. For more information about the DAPs available, please visit the Future Homebuyer's page about DAPs​.​​

Homebuyer Tax Credit

2020 Mortgage Credit Certification (Homebuyer Tax Credit) Public Notice

The Tax Credit provides the homeowner a dollar-for-dollar reduction of the federal income taxes every year they occupy the home. For a lender to participate with the Tax Credit, they must complete a Tax Credit Lender Participation Agreement and return the executed agreement to KHC with a $1,000 lender participation fee. 
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© Kentucky Housing Corporation
For more information, please contact:

Kentucky Housing Corporation
1231 Louisville Road, Frankfort, KY 40601
502-564-7630; 800-633-8896 (KY only); TTY 711
Equal Housing Provider