Does KHC require a termite inspection?

KHC follows insuring agency guidelines regarding termite inspections. If a termite/pest inspection is not performed, borrowers must sign the KHC Termite Waiver Certification Form. The waiver prints from the C-closing Stage forms in PowerLender.

• If a termite report is done, either as borrower choice or if required for the loan type, such as a VA loan, KHC requires a copy of the report.
• If a termite report shows damage to main support beams of foundation, a structural damage review must be provided by a structural engineer.
• Water in crawlspace or basement must be addressed.
• All infestation must be treated:
  • KHC does not accept partial treatment.
  • Proof of treatment must be provided.