Mortgage Lending Partners

Top Producing Loan Officer

Connie J. Lancaster, HomePlace Mortgage Inc. (Christian, Todd, Trigg, Caldwell, and Lyon Counties)

KHC loans in 2020: 115

Connie has worked with KHC for more than 19 of her 20 years in the mortgage lending business. When asked about how her clients benefit from KHC, she said, "KHC allows my clients programs to purchase a home with competitive interest rates and little or no down payment therefore allowing them to start building equity sooner. The joy shown by each borrower at closing makes me love my job!"

When you’re ready to purchase a home in Connie's area, contact her at: 
Phone: 270-885-2525 or 270-348-5077
Email: connie@homeplacemortgage.biz
Website: homeplacemortgage.biz 

Jesse Hardin, Bank of England (Statewide)

Jesse has worked with KHC for 16 of his 20 years in the mortgage lending business. Jesse said, “KHC programs ensure my clients have the opportunity to explore affordable housing solutions, and helps them achieve the dream of homeownership.”

When you’re ready to purchase a home in Jesse's area, contact him at:
Phone: 859-361-0309
Email: jhardin@boemortgage.com​
Website: www.facebook.com/jessehardinlender

Kyle Greene, Republic State Mortgage (Clark, Montgomery, Powell, Madison, Rowan Counties)

Kyle has worked with KHC for his three years in the mortgage lending business. Kyle said, “KHC offers homebuyer tax credits, competitive interest rates, and many conventional products. These programs have allowed my clients to spend less money with lower down payments, low mortgage insurance, and lower monthly mortgage payments. The down payment assistance programs through KHC have helped many of my clients achieve the dream of home ownership.”

When you’re ready to purchase a home in Kyle's area, contact him at:
Phone: 859-556-1892 (Cell) or 859-745-6010
Email: kyledgreene851@gmail.com
Website: kgreene.republicstatemortgage.com

Elayne Havens, American Mortgage Service Company (Jefferson and Surrounding Counties)

Elayne has worked with KHC for the entirety of her 29-year history in the mortgage lending business. When asked what keeps her working with KHC, Elayne said, “My borrowers benefit from KHC for a number of reasons. I do a lot of loans for first-time buyers, and they typically did not think at any time they would be able to buy a home. It is truly a dream come true for many. People that I service from different countries also benefit from this service and from being able to use down payment assistance monies to get a home for their families, which they thought in most cases would never be possible”

When you’re ready to purchase a home in Elayne's area, contact her at:
Phone: 502-643-6519
Email:  elayne.havens@americanmortgage.com
Website:  elaynehavens.americanmortgage.com​

Kenneth Prost, Success Mortgage Partners, Inc. (Statewide)

Kenneth has worked with KHC for 15 of his 23 years in the mortgage lending business. Kenneth said, “I believe I am a mortgage advocate, not simply a loan officer. As an advocate for my clients, I believe they have the right to my time, the right to qualified advice, and the right to tell their story. I feel KHC shares this vision. Their programs allow me the opportunity to offer affordable housing solutions with down payment assistance to customers; many of whom may not have been able to purchase without the availability of KHC. Some of my happiest and most appreciative clients are KHC program participants.”

When you’re ready to purchase a home in Kenneth's area, contact him at:
Phone: 859-795-1316 or 513-265-8792 (Cell)
Email: kprost@smprate.com
Website: www.homeloansuccess.com

Darrell Overstreet, Key Mortgage (Statewide)

Darrell Overstreet has worked with KHC for most of his more than 40 years in the mortgage lending business. He was a previous recipient of KHC's Dorothy J. Williams Lifetime Achievement Award, presented to individuals who have devoted much of their career to helping make the dream of affordable housing a reality in Kentucky. Darrell said, “KHC has and continues to play a major role in providing residential financing for folks in the Commonwealth. KHC’s staff has a passion for helping people to obtain the American dream and own their own home. Without the dedication of the staff, many people would just go by the wayside and never have the opportunity to be a homeowner. The staff is always willing to help the potential homeowner work through difficult situations to meet their goal. From a lender standpoint I greatly appreciate the partnership.”

When you’re ready to purchase a home in Darrell's area, contact him at:
Phone: 270-384-1735 or 270-378-2184
Email: doverstreet@kmcky.com
Website: www.kmcky.com

Heather Montgomery, Liberty Financial, A Division of Evansville Teachers Federal Credit Union (ETFCU) (Statewide)

Heather has worked with KHC for six of here 24 years in the mortgage lending business. Heather said, "Your home is the largest and most important purchase you will ever make. Put your faith in someone with the experience to give you the service and homebuying experience you deserve. Let me help you simplify the process."

When you’re ready to purchase a home in Heather's area, contact her at:
Phone: 270-314-0794
Email: hmontgomery@liberty.financial
Website: liberty.financial/mlo/heather-montgomery/

Patricia Branscum, Citizens National Bank of Somerset (Pulaski, Wayne, Russell, and Jessamine Counties)

Patricia has been partnering with KHC for 26 years, and had this to say about KHC, "KHC's programs allow us to give back to our community by giving our clients the ability to purchase a home with little to no down payment."

When you’re ready to purchase a home in Patricia's area, contact her at:
Phone: 606-679-6341 or 606-678-6612
Email: pbranscum@cnbsomerset.com
Website: www.cnbsomerset.com

Katrina Salyers, Republic State Mortgage (Statewide)

Katrina has worked with KHC for almost all five years in the mortgage lending business. Katrina said she is grateful for KHC because, “KHC provides programs that are very beneficial to my clients. The DAP program allows them to purchase a home when they otherwise would not be able to. A lot of my clients do not have the financial ability to put a down payment on a loan, and KHC gives them the opportunity to become a homeowner with no money down.”

When you’re ready to purchase a home in Katrina's area, contact her at:
Phone: 859-209-2769 or 859-749-3568 (Cell)
Email: ksalyers@rsmc.net
Website: ksalyers.republicstatemortgage.com

Tyler Parsons, Republic State Mortgage (Statewide)

Tyler has worked with KHC for his three years in the mortgage lending business. Tyler said, “KHC provides a great program for those buyer’s who can benefit from their rates and down payment assistance program when needed.”

When you’re ready to purchase a home in Tyler's​​ area, contact him at:
Phone: 270-846-2002
Email: tparsons@rsmc.net
Website: tparsons.republicstatemortgage.com

Bradley Hacker, Benchmark Mortgage (Statewide)

Brad has worked with KHC for nearly all of his 18 years in the mortgage lending business.

When you’re ready to purchase a home in Brad's area, contact him at:
Phone: 859-977-5239
Email: hackerteam@benchmark.us
Website: www.bradhacker.com

Maria Woosley, Stock Yards Bank & Trust Company (Statewide)

Maria has worked with KHC for 3 of her 13 years in the mortgage lending business. Maria said, “My nature has always been to help people, I get to do this every day in my position. The closing table is such a rewarding place, and it is such an accomplishment to know you helped make someone’s dreams come true. KHC helps me make even more dreams come true. In the past, I have had to turn down clients for lack of funds; with KHC this rarely happens anymore.”

When you’re ready to purchase a home in Maria's area, contact her at:
Phone: 502-625-1773 or 502-472-7634
Email: Maria.woosley@syb.com
Website: www.Syb.com

Wade Browning, Republic State Mortgage (Warren, Barren, Allen, Simpson, Edmonson, Logan, and Butler Counties)

Wade has worked with KHC for 16 of his 18 years in the mortgage lending business. When you’re ready to purchase a home in Wade's area, contact him at:
Phone: 270-846-2002
Email: wbrowning@rsmc.net
Website: https://wbrowning.republicstatemortgage.com

Adam Taucher, Liberty Financial, A Division of ETFCU (Daviess and Surrounding Counties)

Adam has worked with KHC for three of his eight years in the mortgage lending business. Adam said, "Homeownership is the American dream and I’m delighted to have the opportunity to support my clients on their journey. KHC loan products and down payment assistance have helped countless clients fulfill their dream with little to no money down."

When you’re ready to purchase a home in Adams's area, contact him at:
Phone: 270-713-5303
Email: ataucher@liberty.financial
Website: ataucher.libertyfinancialmortgage.org

Lindsay Ballard, Liberty Financial, A Division of ETFCU (Statewide)

Lindsay has been helping her customers with KHC loans for four of her 17 years in the mortgage loan business. When asked why she became a lender, Lindsay said, "My degree is actually in teaching. I started teaching right out of college and quickly learned that wasn’t the career path for me. I started as a loan officer in 2003 during the height of the refinance boom. I realized that I could actually “teach” clients about how to save money which sparked my passion for this career. I am blessed to say that I can use my teaching degree in a different manner than anticipated. I absolutely love my job and being able to experience the thrill of closing day with amazing clients."

When you’re ready to purchase a home, contact Lindsay at:
Phone: 270-993-8786 (Cell) or 270-713-5304 (Office)
Email: lballard@liberty.financial
Website: lballard.libertyfinancialmortgage.org/

David Willoughby, Benchmark Mortgage (Statewide)

David has worked with KHC for nearly half of his 22 years in the mortgage lending business. David said, “KHC is another loan option that helps not only first time homebuyers, but anyone that can use a lower rate or down payment assistance if needed.”

When you’re ready to purchase a home in David's area, contact him at:
Phone: 859-977-5933
Email: david.willoughby@benchmark.us
Website: www.davidwilloughby.com

Brad Chambliss, Amerifirst Financial Corporation (Statewide)

Brad Chambliss has worked with KHC for 15 of his 21 years in the mortgage lending business. Brad said, “KHC allows Kentucky families the opportunity to a maximize their homebuying resources. The loan products offered by KHC can be customized to fit the most important needs of qualified families on their path to homeownership. The MCC tax credit is also an amazing tool to help make the transition to homeownership even more affordable.”

When you’re ready to purchase a home in Brad's area, contact him at:
Phone: 270-763-8111 or 270-668-7126 (Cell)
Email: bchambliss@amerifirst.com
Website: www.amerifirst.com/brad-chambliss

Heather Lyons, Fairway Independent Mortgage Corporation (Daviess, Henderson, and Ohio Counties)

Heather has worked with KHC for three of her 13 years in the mortgage lending business. Heather said, “I love being able to offer my clients the option to purchase a home even when they don’t have a down payment. The ability to utilize the down payment assistance to get them into a home for their family is amazing!”

When you’re ready to purchase a home in Heather's area, contact her at:
Phone: 270-316-1418
Email: heather.lyons@fairwaymc.com
Website: www.fairwayindependentmc.com

Manuel Tapia, Casa Financial LLC (Statewide)

Manuel has worked with KHC for three of his six years in the mortgage lending business. Manuel said, “The down payment assistance program and MCC tax credit give many of my clients the opportunity to achieve the dream of homeownership. Looking forward to many more years of partnership with KHC.”

When you’re ready to purchase a home in Manuel's area, contact him at:
Phone: 502-890-3050
Email: manuel@casafinancial.com
Website: facebook.com/casafinancial

Amber Smith Mahoney, Century Mortgage A Division of Bay Equity Home Loans (Statewide)

Amber has worked with KHC for more than 15 of her 20 years in the mortgage lending business. Amber said, “My clients and customers are able to achieve their dream of Home Ownership and I get to be the Loan Officer that makes that dream a reality! KHC has been a huge asset to me and my growth. People don’t realize they are avenues out there for assistance and when I show them what KHC has to offer it gets them excited and it’s a win for all.”

When you’re ready to purchase a home in Amber's area, contact her at:
Phone: 502-741-4612
Email: amahoney@centurymtg.com
Website: www.centurymtg.com/amahoney

Tim Eickhoff, American Mortgage Service Company (Boone, Kenton, Campbell, Grant, Owen and Pendelton Counties)

Tim has worked with KHC for 16 of his 24 years in the mortgage lending business. Tim said, “The down payment assistance programs make it possible for families and individuals to buy a home who may not have otherwise had the opportunity. Combined with KHC's ability to adapt to the ever-changing market, we are able to find a program that fits each buyer perfectly.”

When you’re ready to purchase a home in Tim's area, contact him at:
Phone: 859-393-3953
Email: tim.eickhoff@americanmortgage.com
Website: www.nkymtgcoach.com

Claude Gilbert, Republic State Mortgage (Statewide)

Claude has worked with KHC for all of his 12 years in the mortgage lending business. Claude said, “My clients benefit from the KHC Programs because of their low rates for buyers down to 620 credit scores, Down payment Assistance Programs for buyers that do not qualify for the zero down programs, and the MCC product that gives buyers additional tax money in their pocket every year.”

When you’re ready to purchase a home in Claude's area, contact him at:
Phone: 606-682-4500
Email: cgilbert@rsmc.net
Website: cgilbert.republicstatemortgage.com

Colleen R. Parsons, American Mortgage Service Company (Boone, Kenton, Campbell, Grant, Gallatin, Owen, Pendleton, Mason, Bracken, and Carroll)

Colleen has worked with KHC for all of her 25 years in the mortgage lending business. Colleen said, “KHC programs are most beneficial to my first time homebuyers, no matter the loan program, that would likely not be able to purchase a home if they did not have access to down payment assistance programs. Many of our clients are not able to save additional money on a monthly basis, but are able to afford the payments. It's rewarding when you are able to help a client move from renting every month to owning their own home.”

When you’re ready to purchase a home in Colleen's area, contact her at:
Phone: 859-992-2246 (Cell) or 859-578-7834 (Office)
Email: colleen.parsons@americanmortgage.com
Website: www.colleenrparsons.com

Susan Hatfield, Benchmark Mortgage (Madison and Surrounding Counties)

Susan has worked with KHC for 10 of her 19 years in the mortgage lending business. When you’re ready to purchase a home in Susan's area, contact her at:
Phone: 859-977-5236
Email: susan.hatfield@benchmark.us
Website: susanhatfield.benchmark.us

Marie Holmes, Republic Bank & Trust Company (Jefferson County)

Marie has worked with KHC for all of her four years in the mortgage lending business. Maria said, “KHC’s products are amazing! A great percentage of my clients are first-time homebuyers who are seeking ways to get help with down payment assistance so a lot of them take advantage of the $6,000 DAP loan.”

When you’re ready to purchase a home in Marie's area, contact her at:
Phone: 502-588-1515 or 502-608-8296
Email: mholmes@republicbank.com
Website: www.republicbank.com

Joel Lobb, American Mortgage Solutions (Statewide)

Joel has worked with KHC for 12 of his 20 years in the mortgage lending business. Joel said, “A lot of my clients would not have been able to purchase a home of their own or possibly delayed their purchase due to lack of down payment but with the $6,000 DAP loan program, this gets them into a house sooner and starts their path to homeownership while building equity instead of throwing their money away.”

When you’re ready to purchase a home in Joel's area, contact him at:
Phone: 502-905-3708
Email: Kentuckyloan@gmail.com
Website: www.mylouisvillekentuckymortgage.com

Dustin Mistelske, Liberty Financial, A Division of ETFCU (Statewide)

Dustin has worked in the mortgage lending business for eight years, most of which he has partnered with KHC. Dustin said, “They absolutely benefit from the down payment assistance as well as the Affordable DAP! Having those funds available helps them transition into a new home without having any funds out of pocket.”

When you’re ready to purchase a home, contact Dustin at:
Phone: 502-572-3002 (Office) or 502-422-2150 (Cell)
Email: dmistelske@liberty.financial
Website:   liberty.financial/mlo/dustin-mistelske/

Teri Farris Knott, Stockton Mortgage Corporation (Bullitt, Jefferson, Shelby, and Spencer Counties)

Teri has been helping her customers with KHC loans for the 26 years she has worked in the mortgage lending business. She says, “KHC programs have helped a lot of my clients. The Down payment Assistance Program and low interest rates, that KHC provides, make homeownership more affordable. Also, the Conventional No MI and the Mortgage Credit Certificate have put the buyers in a better position to save money so they can pay their house off early. Kentucky Housing builds their programs to benefit the buyer and they are always coming out with something new to make homeownership affordable.”

When you’re ready to purchase a home in Teri's area, contact her at:
Phone: 502-939-8374
Email: tknott@smcapproved.com
Website: www.smcapproved.com

Jimmy D. Kerr, My Hometown Mortgage (Statewide)

Jimmy has worked with KHC for 12 of his 22 years in the mortgage lending business. Jimmy said, "Competitive rates and programs along with down payment assistance make KHC a must look at on every mortgage."

When you’re ready to purchase a home in Jimmy's area, contact him at:
Phone: 606-432-6832 or 606-534-1194
Email: jkerr.myhometownmtg@polarishfc.com
Website: www.myhometownmortgageky.com

Anne L. Montgomery, Republic State Mortgage (Statewide)

As a real estate agent for for years, and now a loan officer for Republic State Mortgage for almost three, Anne has worked with KHC from both perspectives. She said, "KCH's staff goes above and beyond for the lenders and buyers. They allow so many families in Kentucky to obtain the dream of homeownership by offering competitive interest rates, a variety of loan programs, tax credits, and down payment assistance."

When you’re ready to purchase a home in Anne's area, contact her at:
Phone: 606-341-1143
Email: amontgomery@rsmc.net
Website: amontgomery.republicstatemortgage.com

Todd Mercier, Evo Mortgage (Statewide)

Todd has worked with KHC for more than 10 of his 12 years in the mortgage lending business. Todd said, “Partnering with KHC has allowed Evo Mortgage to service our community and expand lending opportunities to so many across our great State of Kentucky.”

When you’re ready to purchase a home in Todd's area, contact him at:
Phone: 502-630-0999 (Office) or 859-619-1679 (Cell)
Email: todd@evomortgage.com
Website: Evomortgage.com

Chad Hays, Republic State Mortgage (Statewide)

Chad has worked with KHC for more than 11 of his 25 years in the mortgage lending business. When you’re ready to purchase a home in Chad's area, contact him at:
Phone: 502-744-9890
Email: chays@rsmc.net
Website: chays.republicstatemortgage.com