Mortgage Lending Partners

Top Producing Loan Officer

Connie J. Lancaster, HomePlace Mortgage Inc. (Christian, Todd, Trigg, Caldwell, and Lyon)

KHC loans in 2019: 137 (A KHC-record for a Loan Officer)

Connie has worked with KHC for more than 18 of her 19 years in the mortgage lending business. When asked about how her clients benefit from KHC, she said, "KHC allows my clients programs to purchase a home with competitive interest rates and little or no down payment therefore allowing them to start building equity sooner. The joy shown by each borrower at closing makes me love my job!"

When you’re ready to purchase a home in Connie's area, contact her at: 
Phone: 270-885-2525 or 270-348-5077
Email: connie@homeplacemortgage.biz
Website: homeplacemortgage.biz

Elayne Havens, American Mortgage Service Company (Statewide)

Elayne has worked with KHC for the entirety of her 28-year history in the mortgage lending business. When asked what keeps her working with KHC, Elayne said, “My borrowers benefit from KHC for a number of reasons. I do a lot of loans for first-time buyers, and they typically did not think at any time they would be able to buy a home. It is truly a dream come true for many. People that I service from different countries also benefit from this service and from being able to use down payment assistance monies to get a home for their families, which they thought in most cases would never be possible”

When you’re ready to purchase a home in Elayne's area, contact her at:
Phone: 502-643-6519
Email:  elayne.havens@americanmortgage.com
Website:  elaynehavens.americanmortgage.com​

Brad Chambliss, Amerifirst Financial Corporation (Statewide)

Brad Chambliss has worked with KHC for 14 of his 20 years in the mortgage lending business. Brad said, “KHC allows Kentucky families the opportunity to a maximize their homebuying resources. The loan products offered by KHC can be customized to fit the most important needs of qualified families on their path to homeownership. The MCC tax credit is also an amazing tool to help make the transition to homeownership even more affordable.”

When you’re ready to purchase a home in Brad's area, contact him at:
Phone: 270-763-8111 or 270-668-7126 (Cell)
Email: bchambliss@amerifirst.com
Website: https://www.amerifirst.com/brad-chambliss

Julia Vice, Republic State Mortgage Company (Statewide)

Julia has worked in the mortgage lending industry for 22 years, over 13 of which she has partnered with KHC. Julia said, “KHC provides opportunities for clients to receive up to 100% financing by using their mortgage programs along with down payment assistance. KHC also offers homebuyer tax credits that are a huge benefit to the consumer. Their staff are dedicated to educating lenders about their loan products, so we can better serve our clients and offer the best products available. I look forward to a continuing partnership with KHC!”

When you’re ready to purchase a home, contact Julia at:
Phone: 859-771-0288
Email: jvice@rsmc.net
Website: republicstatemortgage.com

Jesse Hardin, Bank of England (Statewide)

Jesse has worked with KHC for 15 of his 19 years in the mortgage lending business. Jesse said, “KHC programs ensure my clients have the opportunity to explore affordable housing solutions, and helps them achieve the dream of homeownership.”

When you’re ready to purchase a home in Jesse's area, contact him at:
Phone: 859-361-0309
Email: jhardin@boemortgage.com
Website: www.facebook.com/jessehardinlender

Sue Ann McKissick, Stockton Mortgage Corporation (Christian, Trigg, and Todd )

Sue Ann has worked with KHC for all of her 24 years in the mortgage lending business. Sue Ann said, “Our clients benefit from partnering with KHC by offering them access to down payment assistance alongside any mortgage program. This allows them to hold on to their assets while getting a competitive interest rate!”

When you’re ready to purchase a home in her area, contact her at:
Phone: [phone]
Email: smckissick@smcapproved.com
Website: www.smcapproved.com

Ravi Patel, Guaranteed Rate Inc. (Statewide but mainly Boone, Kenton, Campbell, Pendleton, Grant, Gallatin, Bracken)

Ravi has worked with KHC for all of his five years in the mortgage lending business. Ravi said, “My clients benefit from KHC and their down payment assistance programs by getting into homes with little to no money out of pocket. The MCC Tax Credit for first-time homebuyers is an amazing add-on to KHC products, to give my clients up to an additional $2,000 in refund money when filing their taxes.”

When you’re ready to purchase a home in Ravi's area, contact him at:
Phone: 859-344-6000 or 859-512-7269
Email: Ravi.Patel@Rate.com
Website: www.Rate.com/RaviPatel

Kyle Greene, Republic State Mortgage (Clark, Montgomery, Powell, Madison, Rowan)

Kyle has worked with KHC for his two years in the mortgage lending business. Kyle said, “KHC offers homebuyer tax credits, competitive interest rates, and many conventional products. These programs have allowed my clients to spend less money with lower down payments, low mortgage insurance, and lower monthly mortgage payments. The down payment assistance programs through KHC have helped many of my clients achieve the dream of home ownership.”

When you’re ready to purchase a home in Kyle's area, contact him at:
Phone: 859-556-1892 (cell) or 859-745-6010
Email: kyledgreene851@gmail.com
Website: https://kgreene.republicstatemortgage.com

Jason Lawrence, Fairway Independent Mortgage Corporation (Statewide)

Jason has worked with KHC for three of his 18 years in the mortgage lending business. Jason said, “KHC programs allow buyers to achieve the dream of homeownership through down payment assistance much sooner than if they had to save up a large down payment. It’s an excellent option that allows myself and my team to help more buyers!”

When you’re ready to purchase a home in Jason's area, contact him at:
Phone: 502-905-5287
Email: jlawrence@fairwaymc.com
Website: www.FairwayKentuckiana.com

Darrell Overstreet, Key Mortgage (Statewide)

Darrell Overstreet has worked with KHC for most of his nearly 40 years in the mortgage lending business. He was a previous recipient of KHC's Dorothy J. Williams Lifetime Achievement Award, presented to individuals who have devoted much of their career to helping make the dream of affordable housing a reality in Kentucky. Darrell said, “KHC has and continues to play a major role in providing residential financing for folks in the Commonwealth. KHC’s staff has a passion for helping people to obtain the American dream and own their own home. Without the dedication of the staff, many people would just go by the wayside and never have the opportunity to be a homeowner. The staff is always willing to help the potential homeowner work through difficult situations to meet their goal. From a lender standpoint I greatly appreciate the partnership.”

When you’re ready to purchase a home in Darrell's area, contact him at:
Phone: 270-384-1735 or 270-378-2184
Email: doverstreet@kmcky.com
Website: www.kmcky.com

Lindsay Ballard, Liberty Financial, A Division of Evasville Teachers Federal Credit Union (ETFCU) (Statewide)

Lindsay has been helping her customers with KHC loans for three of her 16 years in the mortgage loan business. When asked why she became a lender, Lindsay said, "My degree is actually in teaching. I started teaching right out of college and quickly learned that wasn’t the career path for me. I started as a loan officer in 2003 during the height of the refinance boom. I realized that I could actually “teach” clients about how to save money which sparked my passion for this career. I am blessed to say that I can use my teaching degree in a different manner than anticipated. I absolutely love my job and being able to experience the thrill of closing day with amazing clients."

When you’re ready to purchase a home, contact Lindsay at:
Phone: 270-993-8786 (Cell) or 270-713-5304
Email: lindsay.ballard@firstliberty.net
Website: http://lballard.libertyfinancialmortgage.org/

Kenneth Prost, Success Mortgage Partners, Inc. (Campbell, Boone, Kenton, Grant, Bracken)

Kenneth has worked with KHC for 14 of his 23 years in the mortgage lending business. Kenneth said, “I believe I am a mortgage advocate, not simply a loan officer. As an advocate for my clients, I believe they have the right to my time, the right to qualified advice, and the right to tell their story. I feel KHC shares this vision. Their programs allow me the opportunity to offer affordable housing solutions with down payment assistance to customers; many of whom may not have been able to purchase without the availability of KHC. Some of my happiest and most appreciative clients are KHC program participants.”

When you’re ready to purchase a home, contact Kenneth at:
Phone: 859-795-1316 or 513-265-8792 (Cell)
Email: kprost@smprate.com
Website: www.homeloansuccess.com

Stephen Coleman, Republic Bank & Trust Company (Jefferson and Bullitt)

Stephen has worked with KHC for most of his 30 years in the mortgage lending business. Stephen said, “My favorite closing was with a client in her 50’s who brought her whole family to the closing. When she walked in, she was mad. I asked her why she was mad, and she said the night before the closing, she calculated how much she had paid in rent over the last 30 years and figured she could have paid for this house by now. That is why she insisted that her children and grandchildren come, to show that they could do it also.”

When you’re ready to purchase a home in Stephen's area, contact him at:
Phone: 502-592-0118 or 502-561-7162
Email: scoleman@republicbank.com
Website: https://homeloans.republicbank.com

Jesse Cronen, Commonwealth Bank and Trust (Statewide)

Jesse has worked with KHC for six of his 14 years in the mortgage lending business. Jesse said, “My clients are able to obtain the dream of homeownership through a variety of Kentucky Housing’s different mortgage products and their down payment assistance programs. Also, my clients are able to increase their tax refunds by utilizing a Mortgage Credit Certificate.”

When you’re ready to purchase a home, contact Jesse at:
Phone: 502-777-4642 or 502-259-2944
Email: jesse.cronen@cbandt.com
Website: www.mortgagesbyjessecronen.com

Dustin Mistelske, Liberty Financial, A Division of ETFCU (Statewide)

Dustin has worked in the mortgage lending business for seven years, most of which he has partnered with KHC. Dustin said, “My clients benefit from KHC because of the down payment assistance that is available. Ever since the affordable DAP was introduced, allowing buyers to borrow up to $6,000, it’s been life changing. Many of my homebuyers come to closing not bringing a dime of their own money!”

When you’re ready to purchase a home, contact Dustin at:
Phone: 502-572-3002 or 502-422-2150
Email: dustin.mistelske@firstliberty.net
Website:   https://liberty.financial/mlo/dustin-mistelske/

Maria Woosley, Stock Yards Bank & Trust Company (Statewide)

Maria has worked with KHC for two of her 14 years in the mortgage lending business. Maria said, “My nature has always been to help people. I get to do this every day in my position. The closing table is such a rewarding place, and it is such an accomplishment to know you helped make someone’s dreams come true. KHC helps me make even more dreams come true. At past employers, I have had to turn down clients for lack of funds; with KHC, this rarely happens anymore.”

When you’re ready to purchase a home in Maria's area, contact her at:
Phone: 502-625-1773 or 502-472-7634
Email: Maria.woosley@syb.com
Website: www.Syb.com

Melanie Orr, Stockton Mortgage (Madison, Montgomery, Rockcastle, Clark, Garrard, Jackson, Nelson, Jefferson, Franklin, Powell, Fleming, Scott, Harrison, Menifee, Bath, and Fayette)

Melanie has worked with KHC for her four years in the mortgage lending business. Melanie said, “My clients benefit from KHC programs because it gives them a true, solid shot at the American Dream. The biggest hurdle for a lot of first-time homebuyers is coming up with the down payment; KHC alleviates that issue by offering down payment assistance. Therefore, what potential buyers think will take them months, even years, to accomplish can now possibly be accomplished in 30 days or less. That’s a powerful thing!”

When you’re ready to purchase a home in Melanie's area, contact her at:
Phone: 205-249-7848
Email: melanie@stockton.com
Website: www.MortgagesByMelanie.com

Katrina Salyers, Republic State Mortgage (Boyle, Lincoln, Mercer, Garrard, and Casey)

Katrina has worked with KHC for almost all four years in the mortgage lending business. Katrina said she is grateful for KHC because, “Some clients are only able to buy due to the down payment assistance programs and with the help of the tax credit.”

When you’re ready to purchase a home in Katrina's area, contact her at:
Phone: 859-209-2769 or 859-749-3568 (Cell)
Email: ksalyers@rsmc.net
Website: ksalyers.republicstatemortgage.com

Tim Eickhoff, American Mortgage Service Company (Boone, Kenton, and Campbell)

Tim has worked with KHC for 15 of his 23 years in the mortgage lending business. Tim said, “The down payment assistance programs make it possible for families and individuals to buy a home who may not have otherwise had the opportunity. Combined with KHC's ability to adapt to the ever-changing market, we are able to find a program that fits each buyer perfectly.”

When you’re ready to purchase a home in Tim's area, contact him at:
Phone: 859-393-3953
Email: tim.eickhoff@americanmortgage.com
Website: nkymtgcoach.com

Ronald Shaver, Primary Residential Mortgage Inc. (Allen, Barren, Butler, Daviess, Edmonson, Hart, Muhlenberg, Simpson, Todd, Warren)

Ronald has worked with KHC for all of his 14 years in the mortgage lending business. Ronald said, “One of my favorite KHC closings would have to be when I was able to surprise a mother with a reduced interest rate because she came in with less than $35,000. Seeing her expression as a hardworking, single-parent in a lower income occupation, and watching the tears in her eyes as she was so shocked at the reduced rate of interest that KHC provided gave me one of the more satisfying experiences of my mortgage career history.”

When you’re ready to purchase a home in Ronald's area, contact him at:
Phone: 270-715-5626
Email: rshaver@primeres.com
Website: ronaldshaver.com

Richard Claunch, Amerifirst Financial Corporation (Central Kentucky)

Richard has worked with KHC for 23 of his 26 years in the mortgage lending business. Richard said, "My customers most times come to me with little to no down payment but the ability to pay on a monthly basis, so the DAPs are important."

When you’re ready to purchase a home in Richard's area, contact him at:
Phone: 859-621-1772 or 859-368-8790
Email: richardc@amerifirst.com or richardclaunch@gmail.com
Website: Amerifirst.com/richard-claunch

Rodney Mullins, American Mortgage Service Company (Statewide)

Rodney Mullins has been in the mortgage business in Northern Kentucky for the past 10 years. In addition to conventional mortgage loans, Rodney specializes in first-time homebuyer loans, loans to customers with less than perfect credit, and down payment assistance for those that qualify.

A native of Eastern Kentucky and a graduate of Morehead State University, Rodney attributes his success to his ability to personally connect with people from all walks of life. As a past senior manager for Wells Fargo Home Mortgage and Washington Mutual, he has gained valuable industry experience that he puts to work for each and every client.

When you’re ready to purchase a home in Rodney's area, contact him at:
Phone: 859-494-5461 (Cell) or 859-426-8400
Email: rodney.mullins@americanmortgage.com
Website: https://rodneymullins.americanmortgage.com/

Tracy Holtsclaw, Commonwealth Bank & Trust Company (Hardin, Jefferson, Bullitt, Meade Edmonson, Larue, Taylor, Nelson, Hart, and Warren)

Tracy Holtsclaw has worked with KHC for 20 of her 22 years in the mortgage lending business. Tracy said, “With special funds and down payment assistance programs, KHC provides opportunities that make it possible for more Kentuckians to buy.”

When you’re ready to purchase a home in Tracy's area, contact her at:
Phone: 270-272-3307
Email: tracy.holtsclaw@cbandt.com
Website: https://home.cbandt.com/consumerportal?lo=tracy.holtsclaw

Brad Baker, Caliber Home Loans (Campbell, Kenton, and Boone)

Brad has worked with KHC for five of his 17 years in the mortgage lending business. When asked about a recent KHC closing, Brad said, “Recently, I closed a KHC loan where the buyer was nervous through the whole transaction, partly because I told him none of this is done until closing. After closing, I could tell he was as happy as a new homeowner could be and thankful for a loan product like KHC's. ”

When you’re ready to purchase a home in Brad's area, contact him at:
Phone: 513-313-7233
Email: brad.baker@caliberhomeloans.com
Website: homeloansbybrad.com

Darrell Devore, Supreme Lending (Statewide)

Darrell has worked with KHC for all 10 of his years in the mortgage lending business. Darrell said, “Kentucky Housing makes it possible for people to purchase homes that other lenders would turn down for lack of a down payment. I love when I can help a borrower purchase a home who was just denied a loan by their bank or lender.”

When you’re ready to purchase a home in Darrell's area, contact him at:
Phone: 502-472-5576
Email: Darrell.DeVore@SupremeLending.com
Website: https://DarrellDeVore.SupremeLendingLO.com

Alex Milburn, Fairway Independent Mortgage Corporation (Statewide)

Alex has worked with KHC for his two years in the mortgage lending business. Alex said, “Kentucky Housing gives them options and ways to get qualified for a home when nothing else like it is available. It is a great program and really does help people.”

When you’re ready to purchase a home in Alex's area, contact him at:
Phone: 859-339-9232
Email: alex.milburn@fairwaymc.com
Website: milburnmortgages.com

Kyle Turpin, Supreme Lending (Statewide)

Kyle has worked with KHC for all three of his years in the mortgage lending business. Kyle said, “The opportunity to help people is what drew me to this business. While in college, I interned for a financial advisor out of state and had a great experience. However, I always felt the pull to come back home. I then asked to job shadow a family friend, Garry Settle, who had been in lending and banking for 20+ years. After seeing what he did on a day-to-day basis and the impact he had on many people’s biggest financial decision, it was clear to me that this is what God had planned for me. Looking back on the many smiling faces, tears of happiness and hearing the words ‘thank you’ at closing tables, just re-affirms why I LOVE being a loan officer!”

When you’re ready to purchase a home in Kyle's area, contact him at:
Phone: 502-693-3145 (Cell) or 502-921-8017
Email: Kyle.Turpin@supremelending.com
Website: kyleturpin.supremelendinglo.com