Revised September 2022
Facts
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What Does Kentucky Housing Corporation (KHC) Do With Your Personal Information?
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Why?
| Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What?
| The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and mortgage rates and payment
- Account balances and assets
- Credit history and property value
When you are no longer our customer, we continue to share your information as described in this notice. |
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How?
| All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons KHC chooses to share; and whether you can limit this sharing.
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For our Everyday Business Purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
| Yes
| No
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For our Marketing Purposes
To offer our products and services to you.
| Yes
| No
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For Joint Marketing with Other Financial Companies
| No
| No
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For our Affiliates' Everyday Business Purposes
Information about your transactions and experiences.
| No
| No
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For our Affiliates' Everyday Business Purposes
Information about your creditworthiness.
| No
| No
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For Non-Affiliates to Market to You
| No
| No
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Questions?
Call 800-341-5622 or go to kyhousing.org.
Who We Are
Who is providing this information?
Kentucky Housing Corporation (KHC)
What We Do
How does KHC protect my personal information?
| To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We limit access to your information to those staff members that have a valid reason for viewing your records.
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How does KHC collect my personal information?
| We collect your personal information, for example, when you:
- Apply for a loan or pay us by check
- Give us your income information or provide employment information
- Give us your contact information
We also collect your information from others, such as credit bureaus, affiliates, or other companies.
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Why can't I limit all sharing?
| Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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Definitions
Affiliates
| Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Kentucky Housing Corporation has no affiliates.
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Non-Affiliates
| Companies not related by common ownership or control. They can be financial or nonfinancial companies.
- Kentucky Housing Corporation does not share with non-affiliates so they can market to you.
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Joint Marketing
| A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Kentucky Housing Corporation doesn't jointly market.
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