Revised April 2010
What Does Kentucky Housing Corporation (KHC) Do With Your Personal Information?
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:|
- Social Security number and payment amount
- account balances and payment history
- credit history and property value
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kentucky Housing Corporation chooses to share; and whether you can limit this sharing.|
|For our Everyday Business Purposes|
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
|For our Marketing Purposes|
To offer our products and services to you.
|For Joint Marketing with Other Financial Companies||No||No|
|For our Affiliates' Everyday Business Purposes|
Information about your transactions and experiences, or about your creditworthiness.
|For Non-Affiliates to Market to You||No||No|
Call 800-341-5622 - or contact us via our contact form.
Who We Are
Who is providing this information?
Kentucky Housing Corporation (KHC)
What We Do
|How does KHC protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
We limit access to your information to those staff members that have a valid reason for viewing your records.
|How does KHC collect my personal information?||We collect your personal information, for example, when you|
- apply for a loan or process a payment on our website
- pay by check or discuss loss mitigation options
- processing bankruptcy or foreclosure documents
We also collect your information from other sources such as credit reporting agencies.
|Why can't I limit all sharing?||Federal law gives you the right to limit only:|
- sharing for affiliates' everyday business purposes - information about your creditworthiness,
- affiliates from using your information to market to you, and
- sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
Companies not related by common ownership or control. They can be financial or nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.