Homeownership

Please make sure to include your loan number on your check or money order. To avoid late charges, make sure KHC receives your full payment on or before the due date indicated on your coupon.

Mail payments to:

KHC
1225 Louisville Road
Frankfort, KY 40601

The overnight mailing address is:

KHC
Attn: Loan Servicing Department
1231 Louisville Road
Frankfort, KY 40601

Make sure to include your KHC loan number on any correspondence and mail them to:

KHC
1225 Louisville Rd.
Frankfort, KY 40601

Payoff statement requests can be made by contacting a Customer Service representative toll free at ​800-341-5622, extension 290. Please note that your principal balance is not a payoff quote. If you have more than one loan with KHC, a separate payoff quote is required for each loan. Payoff funds must be sent in the form of a money order, certified check, cashier’s check, or attorney’s escrow check. Personal checks will not be accepted for payoff. Third party agencies must send a written request for payoff with the borrower’s signed authorization to Customer Service by fax at 888-895-1724 or by email at customerservice@kyhousing.org.

Please wire all funds as follows:

ABA # 083000108 – PNC Bank, NA, 101 South 5th Street, Louisville, KY 40202
Account # 3004361245 – Kentucky Housing Corporation Deposit Clearing
OBI (Originator to Beneficiary Information) – Borrower name, address and loan number (if available)

Please note proper credit will be delayed if the originator to beneficiary information is not included.

For single family loans: 888-895-1724
For multi-family loans: (502) 564-5708

Requests for replacement books require a written request and a fee of $5 in the form of check or money order. Make sure to write your KHC loan number on the payment and mail to: KHC, 1225 Louisville Road, Frankfort, Kentucky 40601.

Do not delay payment while waiting for your replacement book. Simply write your KHC loan number on your check or money order and mail it to: KHC, 1225 Louisville Road, Frankfort, Kentucky 40601.

To sign up for automatic payments, click on Make a Payment under My Account or complete and sign the Automatic Clearing House (ACH) Agreement form which is located under Resources.

Complete and sign the Automatic Clearing House (ACH) Agreement form which is located under Resources.

Complete and sign the Automatic Clearing House (ACH) form which is located under Resources.

Payments may also be made by using the Automated Payment by Phone System at 703-857-2117 which is available 24 hours a day. There is a $5 charge for this service.

Payments can also be made with a representative at 800-341-5622, extension 216 during business hours of 8 a.m. - 5 p.m. ET. The fee for this service is $10. Your payment will be withdrawn from your specified bank account. Spanish speaking customers please dial extension 702.

You will need the banking institution’s transit routing number, checking account number, and your KHC loan number when using either payment by phone methods.

Please note that federal law requires us to inform you that any information you provide to us can be used in the collection of your debt.

Contact our Collection Department toll-free at 800-341-5622, extension 216.

Complete and sign the Mailing Address Change form which is located under Resources.

Fee Schedule

To determine if your loan is assumable, please contact Customer Service at 800-341-5622, extension 290.

1098 forms will be mailed by January 31 of each year.

Payment books are sent annually by January 31 of each year.