Resources for Kentuckians in Need


Western Kentucky Tornado/Storm Assistance

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Resources for Disaster Relief

Kentuckians affected by the December 11, 2021, tornado and storms in Western Kentucky can now apply for disaster relief. The Federal Emergency Management Agency (FEMA) has assembled resources for those in need.

Team Kentucky Resources ​

Apply for Disaster Assistance​

  • If you have insurance, file a claim with your insurance company immediately. FEMA assistance cannot aid with losses covered by insurance. 
  • ​Watch the video instructing you how to apply for aid​
  • Before applying, gather these items:
    • ​Social Security number (one per household)
    • Address of damaged home or apartment
    • Description of damage
    • Information about insurance coverage
    • Applicant's telephone number
    • Applicant's mailing address
    • Bank account and routing number for direct deposit of funds

Visit the FEMA page dedicated to this relief effort​

Information for Multifamily Partners

Information for PBCA Partners

  • For detailed information, click here​
  • Contact KHC if
    • You have units available
      ​KHC is supplying KY Emergency Response and FEMA with potential units for displaced households.  Send unit info to Joe Prichard at or 502-564-7630, ext. 244.
    • ​You have units that are no longer habitable
      PBCA units: Contact Stacie Sutton at or 502-564-7630, ext. 772.
      LIHTC units: Contact Phyllis Clem at or 502-564-7630, ext. 221.
    • ​You have property damage and a KHC multifamily loan
      Contact Matt Mulberry at or 502-564-7630, ext. 479.
    • You have residents looking for housing. They should refer to:
      Vacancy Report 
      Assisted Rental Housing Report

Contact FEMA

Small Business Association Disaster Loan Program

Printable Fliers

Span​ish Resources

  • Flier
  • All of FEMA's pages translate into multiple languages for multilingual residents

Relief for Homeowners

  • Homeowners impacted may be eligible for:
    • ​Foreclosure relief
    • FHA insurance for mortgages and home rehabilitation

​COVID Response

For Homeowners


Kentucky homeowners can now apply for assistance through the Team Kentucky Homeowner Assistance Fund, ​a ​federal program that provides homeowners help with their mortgage and housing-re​lated expenses so they can avoid foreclosure. 

Click the Apply for Assistance​ button below to start an application. If you need help uploading documents, watch this instructional video​.

Qualifying homeowners may receive up to $35,000 in assistance to repay delinquent mortgage bills, utility payments, insurance premiums, property taxes and homeowner's association fees. Payments will be made directly to the agencies owed.​ A complete list of participating servicers is here.

  • Funds will be available until fully expended or September 30, 2025, whichever comes first.

  • Homeowners must meet certain income guidelines. Check the income calculator​ to see if you qualify.

  • Applicants must be living in the home, and were living in it during the pandemic hardship, for which they are applying for assistance.

  • ​​​Utilities include electric, water, sewer and gas. 

  • To qualify, homeowners must work with a participating HAF housing counselor​, who will walk them through the process. Click here​ to contact a counselor.

  • Homeowners must provide verification of income and an assessment of their home and property.

  • All documents will be electronically signed.

For more information about the program, click here​. or watch the overview video above. 

For Renters/Landlords

​​​​​​​​​​​​​The Healthy at Home Eviction Relief Fund is accepting applications as of ​February 15, 2021.Visit to apply. For additional information about the program, visit our Eviction Relief pages​.

Kentuckians negatively impacted by COVID have many resources at their disposal. Nationally and locally, organizations are working to ensure people have access to shelter, food, utilities and other basic needs. 

Read below for a list of places you can look for help. 

Stay Connected:

© Kentucky Housing Corporation
For more information, please contact:

Kentucky Housing Corporation
1231 Louisville Road, Frankfort, KY 40601
502-564-7630; 800-633-8896 (KY only); TTY 711
Equal Housing Provider