The Success Stories below, highlight the many KHC programs available to assist Kentuckians. To submit your own KHC Success Story, please submit a Success Story request.
Single Parents Can Do It!
After 10 years being a chef, Colleen Martin had a terrible accident in the kitchen that caused her to choose a new career path. A friend of the family introduced her to Eastern Scholar House, which allows Colleen to be the parent she wants to be, while focusing on going back to school. The Scholar House Program was founded to help single parents complete their education, giving them and their children more opportunities for financial and personal success. Research has shown that children of parents with higher education are more likely to succeed. The Scholar House Program is a prime example of how we can combine housing and other services to help individuals reach self-sufficiency. Ms. Martin said when asked what advice to give other single parents, “If you are going back to school... it's the best of both worlds, being a better parent and still focusing on your career."
Brayton Apartments Receives a Makeover
Keith Marshall has been a resident of Brayton Apartments for over 10 years, so he was very pleased when Greystone Affordable Development and Winterwood, Inc., together began the renovation of his community. Construction was completed in an astounding 12 months, including new HVAC systems, plumbing, more efficient kitchen appliances, and aesthetic updates to both interiors and exterior portions of the property addressing accessibility, functional obsolescence and deterioration. Keith has a sense of pride and positive outlook as a result of the improvements. He explained, “They were so good, that nobody had to leave their home during the process."
Living in a Community
It doesn't matter your age, everyone wants a safe, clean, and affordable place to live. For Patricia Woodford, that place is Madison Towers, which is a senior living community in Richmond. The lovely campus includes a common area for neighbors to gather, secure entrances, and spacious grounds that encourage relaxation. For this project, KHC allocated $989,000 in Housing Credits, which will be leveraged into over $9 million in equity from Boston Financial Investment Management. “I love my apartment… it was made for me!" Patricia said when asked how she feels about her home.
DAP Makes Homeownership More Attainable
Adam and Tiffany St. John were able to utilize the Hardest Hit Down payment Assistance Program (HHF DAP) as first-time homebuyers, in October 2016. The family had been looking to buy a home for a number of years, but unforeseen events complicated the process. In 2013 Adam suffered a heart attack, which forced a career change that encouraged him to return to school. After speaking with Sue Ann McKissick, a lender with Heritage Bank, they realized they qualified for the HHF DAP that helped pay for their down payment and closing costs.
Tiffany said, “This has given our family a forever home. It turned what we thought would just be a dream into reality." The family's mortgage for a three bedroom, two bath home, on a three-acre lot is now less than they were paying in rent. Adam said, “It's wonderful knowing that we made an investment in ourselves. We're not putting money into anyone else's pockets, we're essentially putting money away for ourselves."
From Mobile Home to Site-Built House
Pauline Barrett reached out for assistance with repairing her 1969 model mobile home. Cassie Hudson, with Housing Partnership Inc., explained that the home was too far gone to repair. Ms. Barrett was approved for a new site-built home, which utilized HOME Investment Partnerships Program (HOME) and Appalachian Regional Commission (ARC) funds for the construction of several home buyer units in the Milltown Subdivision. HOME funds help buyers, like Ms. Barrett, realize the dream of owning a home. These are important programs that create quality housing solutions for Kentuckians and strengthen our communities. “I'm proud of it,“ Ms. Barrett said when talking about her new home, “and it's going to be easier to have family visit."
Transition to Self-Sufficiency
Kashonna Shelton was able to graduate from the Family Self-Sufficiency Program (FSS), which is a voluntary program for people who are receiving housing assistance through the Section 8 Housing Choice Voucher Program administered by KHC. Participants work with case managers to learn skills for job readiness, money management, and homeownership education. This program strengthened Kashonna's life in many ways; with commitment and hard work she was able to improve her credit and pay off debt. Kashonna said, "With this program I was able to reach my goals a lot quicker, which allowed me to buy a house for my family." She tells her friends and family to set goals, come up with a game plan, and stick with it.