Winston Miller, Executive Director and Chief Executive Officer
Winston Miller is the executive director and CEO of Kentucky Housing Corporation. Winston oversees the corporation's many lines of business, including single family home loan mortgages with down payment assistance for first-time homebuyers, multifamily housing financing with tax credit and bonding authority, other housing production financing, rental assistance, housing rehabilitation, and supportive housing programs for special needs populations.
Prior to his work at KHC, Winston served as deputy secretary for the Finance and Administration Cabinet. The Finance and Administration Cabinet is responsible for a wide range of governmental operations including Department of Revenue, Commonwealth Office of Technology, Office of Controller, Office of Financial Management, Office of Procurement Services and Department for Facilities and Support Services. In his capacity as deputy secretary, Winston served on several boards and commissions, addressing issues such as economic development, affordable housing, infrastructure development, school facilities construction, energy, and court facilities standards.
For most of his career, Winston practiced law with Frost Brown Todd in Louisville, representing clients in state and federal courts located in at least 19 states, the District of Columbia, Puerto Rico, and the U.S. Court of Claims. He specialized in civil cases involving product liability, mass tort, fire and explosion, business disputes, trade secrets, and employment litigation. The client service teams he chaired earned many awards including Outstanding Law Firm of the Year designation. Winston also served in various leadership positions at Frost including serving as chair of the Litigation Department for many years. Winston has been recognized as an outstanding attorney by Chambers USA® America's Leading Business Lawyers, The Best Lawyers in America® including Bet-the-Company Litigation from 2017-2019, Kentucky Super Lawyers®, and Benchmark Litigation®. He is AV Peer Review rated by Martindale Hubbell®.
Before entering private practice, Winston served as a trial attorney with the Civil Division of the United States Department of Justice in Washington, D.C., representing the United States in civil matters in federal district and appellate courts across the country. While with the Department of Justice Winston was awarded a “Special Commendation" for his outstanding service.
Winston graduated with a bachelor's degree in business from the University of Kentucky and a juris doctorate from the UK J. David Rosenberg College of Law.
Jon Davidson, Deputy Executive Director of Business Services
As the deputy executive director of business services, Jon Davidson leads KHC's corporate administrative and operational functions, overseeing daily operations, technology, employee services, communications, and customer support. Since joining KHC in 2005, he has served in many leadership roles, including director of business logistics and director of corporate planning and accountability. Jon has also overseen physical and capital improvements, business continuity development, corporate planning, process improvement, and corporate communications, and has performed operational programmatic and financial analysis of KHC's Housing Choice Voucher Program, Multifamily Tax Credit program, and loan servicing portfolio. In 2019, Jon and his team were awarded the Management Innovation award from the National Council of State Housing Agencies (NCSHA). He holds a bachelor's degree in communication arts from Georgetown College.
Kevin Field, Deputy Executive Director of Internal Audit
Since joining KHC in 1995 as a staff auditor, Kevin Field has served in various roles, including senior internal auditor, audit manager, and senior director, and currently serves as the deputy executive director of internal audit. In this capacity, he develops and executes the audit plan, monitoring the corporation's compliance with state and federal regulations as well as corporate policies and procedures. Before joining KHC, Kevin worked in financial and compliance auditing in state and federally chartered credit unions and was an auditor with Financial Standards Group. He is a Certified Internal Auditor®, a Certified Information Systems Auditor, a Certified Information Security Manager, and a Certified Business Manager. He holds a bachelor's degree in accounting from Bellarmine University.
Wendy Smith, Deputy Executive Director of Housing Programs
As the executive director of housing programs at KHC, Wendy Smith leads statewide affordable housing efforts, including home development for first-time homebuyers, homelessness response systems, rental assistance for low-income Kentuckians, and asset management for multifamily properties. She has been instrumental in KHC's pandemic programs and disaster housing recovery efforts. She has led KHC initiatives around strategic business planning, multifamily preservation, asset management, and multifamily policy development. Before joining KHC, Wendy worked as a freelance housing and community development consultant with a focus on Housing and Urban Development (HUD) technical assistance and training. She has authored national guides for HUD and NeighborWorks America and has developed project feasibility and underwriting templates for nonprofits and municipalities in many states. Wendy was executive director for a Dayton, Ohio, community development corporation and worked as a neighborhood community organizer in Cincinnati. She holds a bachelor's degree from Miami University and a master's in community planning from the University of Cincinnati.
Tracy Thurston, Chief Financial Officer and Deputy Executive Director of Finance and Investments
Tracy joined the corporation in 2014 as managing director of Corporate Planning and Accountability. There, she oversaw the corporate budget development, enterprise risk management, strategic business planning, project management, program funding and reporting, and the state allocation plan. After transitioning to managing director of Multifamily Programs in 2017, Tracy oversaw the administration of federal and state resources for the production and preservation of affordable multifamily units, established and negotiated the terms of complex financing transactions in addition to developing budgets, and secured service contracts for her departments and day-to-day operations. Prior to joining KHC, Tracy served as the manager of financial stability for the United Way of the Bluegrass, director of the Section 8/Housing Choice Voucher program in Syracuse, New York, and a senior financial analyst for Quadel Consulting Corporation. She holds a bachelor's degree from the State University of New York at Plattsburgh and a master's in business administration from Syracuse University.
Samuel Thorner, General Counsel and Deputy Executive Director of Legal Services and Compliance
An experienced attorney, Samuel Thorner joined KHC's executive team in 2023 as general counsel and deputy director of legal services and compliance after serving the corporation for more than six years as a staff attorney and managing director of multifamily programs. In his most recent role, he built relationships with developers and oversaw the development and administration of KHC's Qualified Action Plan and Multifamily Guidelines and the awards process for Low Income Housing Tax Credits and tax-exempt bonds that construct, preserve and rehabilitate multifamily housing units for low-income individuals and families. Prior to KHC, Sam worked as a staff attorney for the Kentucky Public Protection Cabinet's Department of Housing, Building and Construction and the Kentucky Court of Appeals. He holds a bachelor's degree in music theory from Washington University in St. Louis and a juris doctorate from the University of Kentucky J. David Rosenberg College of Law.