Affordable Housing Trust Fund (AHTF)

​The Affordable Housing Trust Fund Committee will meet virtually for their regular meeting at 10:30 a.m. Tuesday, January 23, 2024The meeting will be livestreamed for the public. To watch it online, visit​. To see the agenda, click here​​.

​​​​​​​​​​​​​The creation of the Kentucky Housing Affordable Housing Trust Fund Advisory Committee (AHTF or Trust Fund Committee) is to guide Kentucky Housing Corporation (KHC) in providing quality and affordable housing finance for all Kentuckians through the Affordable Housing Trust Fund (AHTF).  The committee will consult with and advise the officers and directors of KHC concerning matters of AHTF. 

The committee comprises 11 members, appointed by the chairman of the KHC Board of Directors, to represent the interests of:

  • Home Builders
  • Manufactured Housing
  • Apartment Associations
  • Realtors
  • Mortgage Bankers
  • Building Trades
  • Homeless Service Providers
  • Nonprofit Housing Organizations
  • Support Service Providers
  • Low-Income Tenants
  • Local and state government​

The members serve three-year terms and can be reappointed one time.  The committee submits an annual report to the Legislative Research Commission.

Executive Committee Members​

  • Chair
    Stephen Coleman (Louisville)​


During the 1996 legislative session, the General Assembly found and declared it to be in the public interest to establish a state policy on housing. Section 1 of the Commonwealth of Kentucky Housing Policy Act sets the following objectives:

  • Encourage the availability of decent and affordable housing for all Kentucky residents;
  • Identify the basic housing needs of all Kentuckians, including the elderly, persons of low and very low income, the disabled, the homeless, and single-parent households;
  • Coordinate housing activities and services among state departments and agencies to ensure program flexibility and comprehensive housing production;
  • Remove administrative and regulatory guidelines to ensure compatibility in the development of affordable housing for all Kentuckians;
  • Inventory state-owned lands and buildings to evaluate utilization for both public and private housing development;
  • Encourage and strengthen collaborative planning and partnerships among social service providers, all levels of government, and the public and private sectors, including for-profit and nonprofit organizations, in the production of affordable housing;
  • Re-evaluate housing and housing-related programs and policies to ensure proper coordination of those programs and policies;
  • Coordinate housing into comprehensive community and economic development strategies at the state and local levels;
  • Encourage local planning commissions to include a housing element in the five (5) year comprehensive plan; and
  • Discourage housing policies or strategies which concentrate affordable housing in limited sections of metropolitan areas and county jurisdiction.​

AHTF Committee Members

  • ​Homeless and Housing Coalition of Kentucky
    Adrienne Bush
  • Mortgage Bankers
    Abdul Muhammad (Lexington)
    WesBanco Bank

    Stephen Coleman (Louisville)
    Republic Bank
  • Low-Income Tenants
    Travis Yates (Louisville)
    Beacon Property Management
  • Homeless Service Providers
    Eileen Ward (Frankfort)
    Kentucky Department of Veterans Affairs
  • Support Service Providers
    Ann Hollen, MSW
    Kentucky Department for Medicaid Services
  • NonProfit Housing Organizations
    Matt Reynolds 
    Henderson Habitat for Humanity
  • Department for Local Government
    Cathy Figlestahler (Frankfort)
  • Community Action Kentucky
    Jennifer Smith (Barbourville)
    KCEOC Community Action Partnership Inc.
  • Senate
    Sen. Jimmy Higdon (Lebanon)
  • House of Representatives
    Rep. Mary Lou Marzian (Louisville)
    Rep. Nima Kulkarni (Louisville)​

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© Kentucky Housing Corporation
For more information, please contact:

Kentucky Housing Corporation
1231 Louisville Road, Frankfort, KY 40601
502-564-7630; 800-633-8896 (KY only); TTY 711
Equal Housing Provider