Kentucky Homeownership Protection Center
Kentucky’s Response to Foreclosures
"The Kentucky Homeownership Protection Center can help you find a solution to keep your home!"
~Governor Steve Beshear
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The Kentucky Homeownership Protection Center provides a centralized location for information on public services to assist Kentuckians in keeping their homes. Homeowners can find information on the foreclosure process, utility assistance and home repair assistance to make smart choices and avoid losing their homes.
If you are currently delinquent on your home loan, in danger of becoming delinquent or are just starting to have financial problems that may affect your ability to pay your mortgage, do not risk losing your home. Options are available. Click on the button below or on Get Help to the left and a representative will contact you to schedule an appointment.
Or you can call the Protection Center, toll-free in Kentucky, for free help.
(866) 830-7868
Financial counselors, attorneys and public assistance agencies are available to help you understand your options. View the Resources page for a listing of organizations available.
Disclaimer: If you have been served with a formal Petition or a court action of Foreclosure by your lender please seek legal advice immediately. Kentucky Housing Corporation and/or the Kentucky Homeownership Protection Center cannot provide legal advice. While the Kentucky Homeownership Protection Center can refer you to Legal Aid agencies, you must meet the eligibility requirements and case acceptance guidelines set by Legal Aid for your case to be accepted. Please note that contacting the Kentucky Homeownership Protection Center, a counseling agency, or Legal Aid does NOT automatically address or delay any legal foreclosure process that has been filed against you. It is your responsibility to seek further legal advice if Legal Aid is not able to take your case.
President Obama's Refinance and Modification Options
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The Kentucky Homeownership Protection Center was established by the 2008 Kentucky General Assembly to address the foreclosure crisis here in Kentucky. The Kentucky Homeownership Protection Center is a joint effort of the Department of Financial Institutions, Kentucky Housing Corporation and many other agencies and groups across the state. The Kentucky Homeownership Protection Center is administered by Kentucky Housing Corporation.