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Interest Rates

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 Reservation System Open Monday - Friday from 10:00 a.m. to 9:00 p.m.

Rates subject to change without notice.

Secondary Market Interest Rates -- 45-Day Lock  

 

Loan Type 

 

Rate without Down Payment Assistance 

 

Rate with Down Payment Assistance 

FHA, VA & RHS 

  • 640 credit score
  • AUS approval
  • Purchases & Refinances
 

3.500% 

4.000% 

Conventional 

  • 680 credit score
  • No MI required
  • LTV 80.01% -97.00%
  • *DU AUS approval 
  • Purchases
 

4.500% 

5.000% 

Mortgage Revenue Bond Interest Rates -- 60-Day Lock

 

Loan Type 

 

Rate without Down Payment Assistance 

 

Rate with Down Payment Assistance 

FHA, VA & RHS 

  • 640 credit score
  • AUS approval
  • Purchases
 

3.500% 

4.000% 

Conventional 

  • 680 credit score
  • No MI required
  • LTV 80.01% -97.00%
  • *DU AUS approval 
  • Purchases 
 

4.500% 

5.000% 

 * Run through DU for Approve/Eligible BEFORE reserving with KHC.  Select HFA Preferred Risk Sharing program located on Additional Data Screen.  



 
 
For more information contact:

Kentucky Housing Corporation
(502) 564-7630
(800) 633-8896 (KY only)

1231 Louisville Road, Frankfort, Kentucky 40601
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