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Kentucky Housing Corporation

Privacy Policy

Privacy Policy

​(rev 04/2010)

 

Facts
What Does Kentucky Housing Corporation Do With Your Personal Information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and payment amount
  • account balances and payment history
  • credit history and property value

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Kentucky Housing Corporation chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Kentucky Housing share? Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes -
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

NO

For our affiliates' everyday business purposes -
information about your transactions and experiences

NO

NO

For our affiliates' everyday business purposes -
information about your creditworthiness

NO

NO

For nonaffiliates to market to you

NO

NO

 

Questions?
Call 800-341-5622 - or go to www.kyhousing.org

 

Who we are
Who is providing this information?
Kentucky Housing Corporation

 

What we do
How does Kentucky Housing Corporation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We limit access to your information to those staff members that have a valid reason for viewing your records.

How does Kentucky Housing Corporation collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or process a payment on our website
  • pay by check or discuss loss mitigation options
  • processing bankruptcy or foreclosure documents

We also collect your information from other sources such as credit reporting agencies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional tights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • None
Nonaffiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
  • None
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • None