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Kentucky Housing Corporation Honors Top Lenders

For Immediate Release

Media contact:  Charla Jackson Peter

March 8, 2012

(502) 564-7630, ext. 454 


Kentucky Housing Corporation Honors Top Lenders

Lending Partners Enable Kentuckians to Secure Safe Home Loans

Kentucky Housing Corporation (KHC), the state housing finance agency, recognized its 2011 top lending partners of affordable mortgage loans at the Seventh Annual Lender Luncheon on March 8, 2012, in Frankfort.

Kentuckians who received a home loan from KHC in 2011 worked with one of 68 lending partner banks and mortgage companies located in communities throughout the state.  KHC offers loans for first-time and repeat home buyers, as well as refinancing options for current homeowners.  Since its creation in 1972, more than 82,000 Kentucky households have become homeowners by obtaining a KHC loan.

This year, KHC also recognized three affordable housing advocates for their commitment to helping homeowners across the state:  Mortgage Bankers Association of Kentucky, Home Builders Association of Kentucky, and Kentucky Association of Realtors.

“Without our lending partners, loan officers, and advocates across the state, we would not have the ability to serve Kentucky homeowners effectively,” said Brenda Walker, senior director of KHC’s Homeownership Department.  “By working together, we ensure our Kentucky homeowners receive safe, secure home loans they can trust.”

KHC is celebrating 40 years of leading the way home for Kentuckians.  Even more exciting is KHC’s available tax credit, which lowers the homeowner’s effective interest rate.  The tax credit is effective for the life of the loan, as long as the homeowner remains in the home.  KHC also has programs for down payment and closing costs assistance.

“The housing industry has struggled in the last few years, but KHC remains strong through the dedication and hard work of our employees and partners,” said Richard L. McQuady, Kentucky Housing Corporation’s chief executive officer.  “With the work being done by the partners we are honoring here today, many more Kentuckians will have homes they can call their own.”

The list of top lenders is below. 

Kentucky Housing Corporation 2011 Top Loan Producers

Overall Top Producing Lender
American Mortgage Service Company

Top Producing Lender:  First Runner-Up
Stockton Mortgage Corporation/Bluegrass Mortgage Group

Top Producing Lender:  Second Runner-Up
Century Mortgage Company

Top Third Party Originator (tie)
Citizens National Bank of Somerset
New Perspective Mortgage

Top Loan Officers

Number One:  Darrell Overstreet, Key Mortgage Company

Kevin Brinkman, American Mortgage Service Company
Paul DeSurne, New Perspective Mortgage
Dennis Tindle, Citizens National Bank of Somerset
Sue Ann McKissick, Heritage Bank
Teri Knott, American Mortgage Service Company
Connie Gilbert, Stockton Mortgage Corporation
Nathan Poole, Citizens Union Bank
Milt Snyder, American Mortgage Service Company
Charlotte Price, Stockton Mortgage Corporation
Phyllis Block, American Mortgage Service Company
Amber Smith, Century Mortgage Company
Nancy Thompson, Commonwealth Bank & Trust Company
Fred Caudill, American Mortgage Service Company
Tom Freppon, Kentucky Fidelity Mortgage
Colleen Parsons, First Security Trust Bank
Connie Smith, Ross Mortgage Corporation
Kristofer Vanzant, Stockton Mortgage Corporation
Cindy Aull, Independence Bank of Kentucky
Regina Ballard, Stockton Mortgage Corporation
Jimmy Kerr, Citizens National Bank
Rodney Mullins, American Mortgage Service Company



Kentucky Housing Corporation, the state housing finance agency, was created by the 1972 General Assembly to provide affordable housing opportunities.  As a self-supporting, public corporation, Kentucky Housing offers lower-than-market rate home mortgages, housing production financing, homeownership education/counseling, rental assistance, housing rehabilitation and supportive housing programs for special needs populations.

Kentucky Housing Corporation prohibits discrimination in employment based on race, color, religion, sex, national origin, sexual orientation, gender identity, ancestry, age, disability, or veteran status.