Skip to main navigation Skip to main content

My Account

Privacy Policy

Privacy Policy

What Does Kentucky Housing Corporation (KHC) Do With Your Personal Information?

Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires KHC to tell you how we collect, share, and protect your personal information.   Please read this notice carefully to understand what KHC does.
What? The types of personal information KHC collects and shares depend on the product or service you have with us.  This information can include:
  • Social Security number and income.
  • account balances and payment history.
  • credit history and mortgage rates and payments.
When you are no longer our customer, KHC continues to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons KHC chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Kentucky Housing share? Can you limit this sharing?
For our everyday business purposes such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus. YES NO
For our marketing purposes to offer our products and services to you. YES NO
For joint marketing with other financial companies NO NO
For our affiliates' everyday business purposes information about your transactions and experiences NO NO
For our affiliates' everyday business purposes information about your creditworthiness NO NO
For non-affiliates to market to you NO NO

 

Questions?

 

Who we are

Who is providing this notice?

Kentucky Housing Corporation

What we do

How does Kentucky Housing Corporation protect my personal information?

To protect your personal information from unauthorized access and use, KHC uses security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

KHC limits access to your information to those staff members that have a valid reason for viewing your records.

How does Kentucky Housing Corporation collect my personal information?

KHC collects your personal information, for example, when you:

  • apply for a loan or provide employment information.
  • give us your income information or provide your mortgage information.
  • pay by check or discuss loss mitigation options.

KHC also collects your information from other sources, such as credit reporting bureaus.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness.
  • Affiliates from using your information to market to you.
  • Sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Kentucky Housing Corporation has no affiliates.

Non-affiliates

Companies not related by common ownership or control.  They can be financial or nonfinancial companies.

  • Kentucky Housing Corporation does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Kentucky Housing Corporation doesn’t jointly market.

 

Other Important Information

  • Questions? Or to order a hard copy of this policy, call (800) 341-5622, extension 290, or visit www.kyhousing.org.

 

​​​​