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Lending Partners

KHC Top Loan Producers

KHC 2018 Top Loan Producers​

Kentucky Housing Corporation (KHC) is pleased to recognize our Top Loan Producers for the 2018 calendar year. Kentuckians who received a loan from KHC in 2018 worked with one of over 110 lending partner banks and mortgage companies located in communities throughout the state. KHC offers safe and secure home loans for first-time buyers, previous home buyers, and those looking to refinance. Since its creation in 1972, KHC has helped over 98,000 Kentucky households become homeowners. We thank all of our lending partners for helping provide Kentuckians affordable homeownership opportunities.

Pictures from the 14th Annual Lender Luncheon

Top Lenders

First Place Winner  Century Mortgage Company
Second Place Winner American Mortgage Service Company
Third Place Winner Stockton Mortgage Corporation
Honorable Mention Commonwealth Bank & Trust Company


Top Third Party Originator

Statewide Mortgage LLC


Top New Lender

Casa Financial LLC

 

Top MCC Lender

Stockton Mortgage Corporation​

 

Top MCC Loan Officer

Josh Price, Envoy Mortgage Ltd.

 

Kentucky Housing's Top Producing Loan Officers

Elayne Havens 

Elayne Havens, American Mortgage Service Company (Statewide)

KHC loans in 2018: 95

Elayne has worked with KHC for the entirety of her 27-year history in the mortgage lending business. When asked what keeps her working with KHC, Elayne said, “The loan programs provided by KHC give me and my team the opportunity to offer clients the prospect of affordable homeownership with little to no money out of pocket. The Regular and HHF DAP funds that are available have become quite instrumental for some clients to even foresee themselves purchasing a home of their own. I look forward to building new partnerships with future buyers and KHC in the upcoming year!”

When you’re ready to purchase a home in Elayne's area, contact her at:
Phone: 502-643-6519
Email:  elayne.havens@americanmortgage.com
Website:  elaynehavens.americanmortgage.com​


Ravi Patel 

Ravi Patel, Guaranteed Rate Inc. (Statewide but mainly Boone, Kenton, Campbell, Pendleton, Grant, Gallatin, Bracken)

Ravi has worked with KHC for all of his four years in the mortgage lending business. Ravi says, “My clients benefit from KHC and their Down payment Assistance programs by getting into homes with little to no money out of pocket. The MCC Tax Credit for first-time homebuyers is an amazing add-on to KHC products, to give my clients up to an additional $2,000 in refund money when filing their taxes.”

When you’re ready to purchase a home in Ravi's area, contact him at:
Phone: 859-287-3639 or 404-556-1157
Email: ravi.patel@rate.com
Website: www.rate.com/ravipatel


Josh Price 

Josh Price, Envoy Mortgage (Statewide)

Josh has been helping his customers with KHC loans for five of his 14 years in the mortgage loan business. When asked how his clients benefit from KHC programs, Josh said, "KHC's programs allow clients to buy a home with very little of their own funds. This means that their money can go towards rainy day funds and fixing up their new home.”

When you’re ready to purchase a home, contact Josh at:
Phone: 502-627-1926
Email:  joshprice@envoymortgage.com
Website:  www.joshpriceteam.com​


Jesse Cronen 

Jesse Cronen, Commonwealth Bank and Trust (Statewide)

Jesse has worked with KHC for four of his 14 years in the mortgage lending business. Jesse exclaimed, “KHC offers my clients an affordable path to homeownership, while also helping them get a larger tax refund!”

When you’re ready to purchase a home, contact Jesse at:
Phone: 502-777-4642
Email: jesse.cronen@cbandt.com
Website: www.mortgagesbyjessecronen.com


Kenneth Prost 

Kenneth Prost, Polaris Home Funding (Campbell, Boone, Kenton, Grant, Bracken)

Kenneth has worked with KHC for 10 of his 20 years in the mortgage lending business. Kenneth shares his thoughts on KHC and says, “I believe I am a mortgage advocate, not simply a loan officer. As an advocate for my clients, I believe they have the right to my time, the right to qualified advice, and the right to tell their story. I feel KHC shares this vision. Their programs allow me the opportunity to offer affordable housing solutions with down payment assistance to customers; many of whom may not have been able to purchase without the availability of KHC. Some of my happiest and most appreciative clients are KHC program participants.”

When you’re ready to purchase a home, contact Kenneth at:
Phone: 859-795-1316 or 513-265-8792 (Cell)
Email: kprost1011@polarishfc.com
Website: www.homeloansuccess.com


Brad Chambliss 

Brad Chambliss, Amerifirst Financial Corporation (Statewide)

Brad Chambliss has worked with KHC for 13 of his 19 years in the mortgage lending business. Brad says, “KHC allows Kentucky families the opportunity to a maximize their homebuying resources. The loan products offered by KHC can be customized to fit the most important needs of qualified families on their path to homeownership. The MCC tax credit is also an amazing tool to help make the transition to homeownership even more affordable.”

When you’re ready to purchase a home in Brad's area, contact him at:
Phone: 270-763-8111 or 270-668-7126 (Cell)
Email: bchambliss@amerifirst.com
Website: https://www.amerifirst.com/brad-chambliss


Julia Vice 

Julia Vice, Republic State Mortgage Company (Statewide)

Julia has worked in the mortgage lending industry for 21 years, over 12 of which she has partnered with KHC. Julia said, “KHC provides opportunities for clients to receive up to 100 percent financing by using their mortgage programs along with down payment assistance. KHC also offers home buyer tax credits that are a huge benefit to the consumer. Their staff are dedicated in educating lenders about their loan products, so we can better serve our clients and offer the best products available. I look forward to a continuing partnership with KHC!”

When you’re ready to purchase a home, contact Julia at:
Phone: 859-771-0288 or 859-745-6010
Email: jvice@rsmc.net
Website: republicstatemortgage.com


Keith Brown 

Keith Brown, American Mortgage Service Company (Bullitt, Jefferson, Nelson, Spencer, Shelby, Hardin, Oldham, Larue)

Keith has worked with KHC for 20 of the 22 years in the mortgage lending business. Keith said, "I have been able to help buyers that either have limited funds, or limited equity in their current home, to purchase a home. Having access to down payment assistance is sometimes the difference between owning a home and having to rent.”

When you’re ready to purchase a home, contact Keith at:
Phone: 502-526-5546 or 502-648-5179
Email: Keith.Brown@AmericanMortgage.com
Website: www.KeithBrownLO.com


Jason Lawrence 

Jason Lawrence, Fairway Independent Mortgage Corporation (Statewide)

Jason Lawrence has worked with KHC for three of his 18 years in the mortgage lending business. Jason says, “KHC programs allow buyers to achieve the dream of homeownership through down payment assistance much sooner than if they had to save up a large down payment. It’s an excellent option that allows myself and my team to help more buyers!”

When you’re ready to purchase a home in Jason's area, contact him at:
Phone: 502-905-5287
Email: jlawrence@fairwaymc.com
Website: www.FairwayKentuckiana.com


Lindsay Ballard 

Lindsay Ballard, Liberty Financial A Division of Evasville Teachers Federal Credit Union (ETFCU) (Statewide)

Lindsay has been helping her customers with KHC loans for 3 of her 16 years in the mortgage loan business. When asked how her clients benefit from KHC programs, Lindsay said, "KHC has wonderful programs used to assist clients with little to no money down. The best part is that it can be used in any area of Kentucky!"

When you’re ready to purchase a home, contact Lindsay at:
Phone: 270-993-8786
Email: lindsay.ballard@firstliberty.net
Website: http://lballard.libertyfinancialmortgage.org/


Connie Smith 

Connie T. Smith, Union Home Mortgage (Boone, Kenton, Campbell, Pendleton, Grant, Gallatin, and Bracken)

Connie Smith has worked with KHC for 20 of her 21 years in the mortgage lending business. Connie says, “KHC is an incredible organization that is dedicated to homeownership. Having their amazing loan products coupled with Down Payment Assistance allows my clients to purchase a home with little to no money down. Their flexible guidelines and competitive rates make it easier for borrowers to qualify for a loan and have an affordable payment. Thanks to KHC many buyers in the state of Kentucky have a better quality of life!”

When you’re ready to purchase a home in Connie's area, contact her at:
Phone: 859-653-7013 (Cell) or 859-757-4003
Email: csmith@unionhomemortgage.com
Website: https://www.unionhomemortgage.com/csmith


Milt Snyder 

Milt Snyder, American Mortgage Service Company (Boone, Kenton, Campbell)

Milt has worked with KHC for 15 for his 21 years in the mortgage lending business. Milt says, "KHC programs adds options for those with or without down payment on their own. I often have clients choose a program with DAP, even if they have they have some down payment, because they prefer to update the house. I love options!"

When you’re ready to purchase a home, contact Milt at:
Phone: 859-760-6262
Email: Milt.snyder@americanmortgage.com
Website: MiltSnyder.com


Amber Smith Mahoney 

Amber Smith Mahoney, Century Mortgage Company (Statewide)

Amber has worked in the mortgage lending industry for 17 years, over 11 of which she has partnered with KHC. Amber said, “KHC programs allow my customers, family and friends to become Homeowners without feeling like they are draining their everyday cash, or losing their “just in case funds”. As a family of seven I can relate to that. I can show them there is an alternative and way to buy now, for them to have and live the American dream of being a homeowner. It is my honor to be a multiple time recipient of this award and I will continue to appreciate the opportunity that your programs allow. Everyone deserves the opportunity to own their own home! Now how can I help you?”

When you’re ready to purchase a home, contact Amber at:
Phone: 502-753-4117 or 502-741-4612 (Cell)
Email:  amber@centurymortgage.com
Website:  www.centurymortgage.com/amahoney


Josh M. Hay 

Josh M. Hay, Evo Mortgage (Statewide)

Josh has worked with KHC for 12 of his 16 years in the mortgage lending business. Josh says, “My clients, particularly first-time homebuyers, are so grateful for the flexibility that KHC programs give them, to have low-or no-down payment options to buy a home.”

When you’re ready to purchase a home, contact Josh at:
Phone: 502-889-6014
Email: jhay@EvoMortgage.com
Website: www.EvoMortgage.com


Connie Lancaster 

Connie J. Lancaster, HomePlace Mortgage Inc. (Christian, Todd, Trigg, Caldwell, and Lyon)

Connie has worked with KHC for over 17 of her 18 years in the mortgage lending business. When you’re ready to purchase a home in Connie's area, contact her at:
Phone: 270-885-2525 or 270-348-5077
Email: connie@homeplacemortgage.biz
Website: homeplacemortgage.biz


Heather Montgomery 

Heather Montgomery, First Liberty Financial Mortgage (Statewide)

Heather has worked with KHC for four of her 21 years in the mortgage lending business. Heather shares her excitement and says, “KHC Offers my client down payment assistance without stringent income requirements like other high LTV products. It makes homeownership available to even more buyers!”

When you're ready to purchase a home, contact Heather at:
Phone: 270-314-0794 or 270-767-6508
Email:   heather.montgomery@firstliberty.net
Website:   www.firstliberty.net


Clayton Farris 

Clayton Farris, Stock Yards Bank (Jefferson and surrounding counties)

Clayton has worked with KHC for over 20 of his 22 years in the mortgage lending business. Clayton shares his excitement and says, “KHC provides several opportunities for individuals and families purchase their home. With DAP assistance, home buyer tax credit savings, and conventional products with no MI, KHC helps me, help my clients."

When you're ready to purchase a home in Clayton's area, contact him at:
Phone: 502-625-2523 or 502-523-8888
Email:   clayton.farris@syb.com
Website:   syb.com


Dustin Mistelske 

Dustin Mistelske, Liberty Financial A Division of ETFCU (Statewide)

Dustin has worked in the mortgage lending business for five years, most of which he has been partnering with KHC. Dustin said, “My clients benefit from the wonderful programs at KHC because of the down payment assistance and the NO MI Programs. Their credit score requirements being lowered has also been a blessing for a lot of my buyers!”

When you’re ready to purchase a home, contact Dustin at:
Phone: 502-572-3002
Email: dustin.mistelske@firstliberty.net
Website:   https://liberty.financial/mlo/dustin-mistelske/


Amanda Bolin 

Amanda Shae Bolin, Bank of England Mortgage (Pulaski, Wayne, Russell, Jessamine, and surrounding counties.)

Amanda Bolin has worked with KHC for two of her 11 years in the mortgage lending business. Amanda says, “With all the products available with KHC, we are able to offer clients a solution to their specific needs to get them into the home of their choice. With DAP and the eligibility of grant programs, we can get clients qualified who may otherwise not be eligible. The MCC tax credit also benefits our clients for years to come.”

When you’re ready to purchase a home in Amanda's area, contact her at:
Phone: 606-875-2912
Email: abolin@boemortgage.com
Website: www.boesomerset.com


Chase Blume 

Chase Blume, Statewide Mortgage LLC (Jefferson and surrounding counties)

Chase has worked with KHC for all eight of his years in the mortgage lending business. Chase shares his excitement and says, "KHC's no-money-down, $10,000 HFF DAP helps my clients save the money they have in savings/checking to have a nice cushion going into their new home.”

When you’re ready to purchase a home, contact Chase at:
Phone: 502-235-3652
Email: cblume@statewidemortgage.com
Website: 
https://statewidemortgage.com


Christopher Squires 

Christopher Squires, InterLinc Mortgage Services LLC (Statewide)

Christopher has worked with KHC for five of his 17 years in the mortgage lending business. Christopher says, “KHC encourages good, qualified buyers to purchase a home with little or no money out of pocket, as well as offering affordable payments with reduced mortgage insurance on conventional products. The low interest rate programs for single parents, or low-income families, have been very beneficial as well! KHC programs allow our team to offer additional options to clients looking to achieve their goals of homeownership.”

When you’re ready to purchase a home, contact Christopher at:
Phone: 502-498-8396
Email: csquires@lincloan.com
Website: www.interlinclouisville.com


Chris Roberts 

Chris Roberts, Amerifirst Financial Corporation (Daviess, McLean, Hancock, Ohio, and Henderson)

Chris has been helping his customers with KHC loans for 12 of the 14 years he has been in the mortgage loan business. Chris said, “KHC mainly benefits my clients with down payment assistance, but I also write a lot of the Conventional NO MI loans as well. This is a fantastic program and KHC is helping a huge gap in the industry to obtain the best financing available.”

When you’re ready to purchase a home in his area, contact Chris at:
Phone: 270-570-0791
Email:croberts@amerifirst.com
Website: www.amerifirst.com/Chris-Roberts


Kevin Brinkman 

Kevin Brinkman, American Neighborhood Mortgage Acceptance Company, LLC (Northern Kentucky)

Kevin Brinkman has worked with KHC for 20 of his 22 years in the mortgage lending business. Kevin says, “My clients benefit from using KHC as they can get into homes with all the benefits possible out there thru KHC. Kentucky Housing does loans that other lenders do not, my clients can use down payment assistance and get into a home where in most cases they can not and they have to keep renting and wasting their money on Rent as opposed to being in a home that will be theirs someday.”

When you’re ready to purchase a home in Kevin's area, contact him at:
Phone: 859-689-8003
Email: kbrinkman@Annie-Mac.com
Website:
https://kevinbrinkman.annie-mac.com/


Lisa O'Nan 

Lisa O'Nan, Liberty Financial A Division of ETFCU (Henderson, Union, Webster, and Daviess)

Lisa has worked with KHC for four years in the mortgage lending business. Lisa shares her excitement and says, "I’m very thankful for KHC programs it gives everyone a fair chance to get a home loan. KHC programs really help first time homebuyers realize their dream of homeownership.

When you’re ready to purchase a home, contact Lisa at:
Phone: 270-713-0125 or 270-860-2274
Email: lonan@etfcu.org
Website: https://liberty.financial


Dennis R. Tindle 

Dennis R. Tindle, Cumberland Valley National Bank (Statewide)

Dennis has been helping his customers with KHC loans and working in the mortgage loan business for 22 years. Dennis said, “Kentucky Housing provides the opportunity to OWN a home, and put the homebuyer first! KHC makes sure that the needs of the homebuyers in the Commonwealth of Kentucky are severed with down payment assistance, and I'm proud to be affiliated with Kentucky Housing Corporation!”

When you're ready to purchase a home in Dennis's area, contact him at:
Phone: 606-676-7614 or 606-678-2267
Email: DennisTindle@cvnb.com
Website: www.cvnb.com


Darrell Overstreet 

Darrell Overstreet, Key Mortgage (Statewide)

Darrell Overstreet has worked with KHC for over of his nearly 40 years in the mortgage lending business. As such, Darrell was a previous recipient of KHC's Dorothy J. Williams Lifetime Achievement Award. The award is presented to individuals who have devoted much of their career to helping make the dream of affordable housing a reality in Kentucky. Darrell says, “KHC has and continues to play a major role in providing residential financing for folks in the Commonwealth. KHC’s staff has a passion for helping people to obtain the American dream and own their own home. Without the dedication of the staff, many people would just go by the wayside and never have the opportunity to be a home owner. The staff is always willing to help the potential homeowner work through difficult situations to meet their goal. From a lender standpoint I greatly appreciate the partnership.”

When you’re ready to purchase a home in Darrell's area, contact him at:
Phone: 270-384-1735 or 270-378-2184
Email: doverstreet@kmcky.com
Website: kmcky.com


Teri Farris Knott 

Teri Farris Knott, Stockton Mortgage Corporation (Bullitt, Jefferson, Shelby, Spencer)

Teri has been helping her customers with KHC loans for the 24 years she has worked in the mortgage lending business. She says, “KHC programs have helped a lot of my clients. The Down payment Assistance Program and low interest rates, that KHC provides, make homeownership more affordable. Also, the Conventional No MI and the Mortgage Credit Certificate have put the buyers in a better position to save money so they can pay their house off early. Kentucky Housing builds their programs to benefit the buyer and they are always coming out with something new to make homeownership affordable.”

When you're ready to purchase a home in Teri's area, contact her at:
Phone: 502-939-8374
Email:  tknott@smcapproved.com
Website:  www.smcapproved.com