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Home Buyers

Loan Programs

Loan Programs

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KHC offers two different funding sources: Secondary Market and MRB.

SECONDARY MARKET FUNDING SOURCE

  • First-time and repeat homebuyers statewide
  • 30-year fixed interest rate
  • Principal residence ONLY
  • Purchase Price Limit:  $301,294
  • Borrower must meet KHC's Secondary Market Income Limits

MRB FUNDING SOURCE

  • 30-year fixed interest rate
  • Principal residence ONLY
  • Purchase price limit:  $271,164
  • Borrower must meet MRB income guidelines
  • Some MRB KHC loans are subject to a federal recapture tax. However, KHC has implemented a Recapture Tax Guarantee Program for all loans that close after October 1, 2006.  The Recapture Tax Guarantee Program will reimburse homeowners if they are subject to pay the Federal Recapture Tax on their KHC mortgage loan upon the sale of their home.
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